What is a VA Loan, and What Do I Need to Apply For One?
A VA loan is a mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs (VA). It is available to active duty military members, veterans, and certain surviving spouses of veterans. The VA loan program was created to help veterans and their families afford to purchase a home, as a
What is the VA funding fee?
The VA funding fee is a fee charged to borrowers who use a VA home loan to purchase a home. The fee helps to offset the cost of providing these loans to veterans and to ensure that the VA home loan program remains financially viable. The VA funding fee is a percentage of the loan amount and is t
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